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How to Build a Monthly Budget That You'll Actually Stick To

How to Build a Monthly Budget That You'll Actually Stick To

Most people have tried budgeting at least once. They sat down, listed their income and expenses, felt good about the plan, and then abandoned it within a few weeks. It's not a willpower problem. The budget itself was usually the issue – too rigid, too optimistic, or built on rules that didn't reflect how they actually spend. A budget that doesn't match your real life is just a guilt machine, not a financial tool.

Updated: May 7, 2026 | Sean Walker

What Is Passive Income and Can You Actually Build It on a Regular Salary?

What Is Passive Income and Can You Actually Build It on a Regular Salary?

The phrase "passive income" gets thrown around so much it's started to lose meaning. You'll hear it attached to dropshipping stores, rental empires, and YouTube channels with millions of subscribers – all of which sound exciting until you look at what it actually takes to build them. The reality is that passive income is real, but the "passive" part almost always comes after a period of active work, money, or both. The question isn't whether passive income exists. It's whether someone earning a regular salary can realistically build it.

Updated: May 7, 2026 | Trevor Collins

How to Build a Monthly Budget That You'll Actually Stick To

How to Build a Monthly Budget That You'll Actually Stick To

Updated: May 7, 2026 | Sean Walker

What Is Passive Income and Can You Actually Build It on a Regular Salary?

What Is Passive Income and Can You Actually Build It on a Regular Salary?

Updated: May 7, 2026 | Trevor Collins